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Klarna, Shop Now, Play Later. There’s no interest, no fees, and no credit agreement.


At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.

More than 90 million shoppers are using Klarna.
200,000 retailers are working with us worldwide.
We’re one Europe’s largest banks and we’ve been powering online checkouts for over 15 years.

HERE’S HOW IT WORKS:
STEP 1

Add products to your cart and select “Klarna” when you check out.

STEP 2
Enter a few personal details and you’ll know instantly if you’re approved.

STEP 3
Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.

PAY IN 3 INTEREST-FREE INSTALMENTS
Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.


No interest. No fees. No impact to your credit score.

A new way to pay that's an alternative to a credit card.
3 instalments gives you flexibility to shop without interest or hidden fees.
Not making your payment on time could affect your ability to use Klarna in the future.
Debt collection agencies are used as a last resort.
You must be 18+ and a UK resident to be eligible for this credit offer. Click here to see Pay in 3 Terms and Conditions

PAY IN 30 DAYS
Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score.Paying after delivery allows you to try before you buy and is the easiest way to shop online.

Complete the payment in full after purchase at no added cost.
Report returns directly in our app and only pay for the items that you keep.
Not making your payment on time could affect your ability to use Klarna in the future.
Debt collection agencies are used as a last resort.
You must be 18+ and a UK resident to be eligible for this credit offer. Click here to see Pay Later Terms and Conditions

PAY ONLINE OR IN THE APP
Review your latest purchases and make payments in the Klarna app or online.


Download the Klarna app: ​https://www.klarna.com/app
Log in online:​ ​https://app.klarna.com/login​​.
Chat with customer service: h​ttps://​www.klarna.com/uk/customer-service


SAFE AND SECURE
With Klarna, you are always covered through Klarna’s ​Buyer Protection policy​. Modern safeguards protect your information to prevent unauthorized purchases.

FREQUENTLY ASKED QUESTIONS
Visit our FAQ (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna.




PayPal Credit, A 0% interest offer you can use again and again.


Paypal's 0% interest offer is better than just an introductory offer. Simply spend over £99 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £99. So, if you’re planning a fishing weekend away or fancy splashing out on a new rod, PayPal Credit is the perfect way to spread the cost of those larger purchases.

It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and Paypal will give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.

How Paypal Credit 0% offer works



Spend £99 or more in one go, select Paypal as a Payment option, then choose PayPal Credit.

Then automatically get 0% interest for 4 months on that purchase.*

Even better, you can use this offer again and again on every purchase over £99.
 
 
* The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 19.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349.
 
 
 

Representative Example:

 
 
Representative
19.9% APR (variable)
Purchase interest rate
19.9% p.a. (variable)
Assumed Credit limit
£1,200
This example above illustrates the typical cost of using PayPal Credit as a standard funding method. If you take advantage of our offers and promotions, including our 0% for 4 months offer, the interest rate that applies will be lower in many circumstances.
 
 
 
 

No card. No hassle. Just credit with plenty of benefits.


Instant access

If approved, you can start shopping straightaway with PayPal Credit.

Offer never expires

0% interest for 4 months every single time you spend £99 or more in one go.*

On your side

We know how busy you can be so we will send you payment reminders.

Pay in instalments

Monthly instalment offers at BobCo Tackle so you can spread the cost over longer periods.

Easy management

Manage your PayPal account anywhere – on your desktop, mobile or tablet.

Shop faster

Speed through checkout quicker and easier with just an email address and password.
 
 
 

Applying is simple.

1
Complete the short online application form.
2
If approved and you accept, you’ll have a credit limit attached to your PayPal account almost immediately.
3
Start spending straightaway on thousands of products online with PayPal Credit.

Apply Now
 
 



Interest Free Credit with V12 Retail Finance*


Simply add the products you want to purchase to your basket and select the 'Pay By Finance' option at the checkout stage. Follow the simple online forms and select which finance options at the end of the form to get which deal suits you best.
Interest Free Credit is available for any purchase of over £397. A 10% deposit is required and equal payments are taken by direct debit.

Example:
Purchase of £400
12 months 0% Finance
£40 deposit
12 payments of £30 by Direct Debit

Credit is available over the following periods:*
6 Months - 0% apr Interest Free
1 Year - 0% apr Interest Free
2 Years - 9.9% apr
3 Years - 15.9% apr

A minimum of 10% deposit is still required and a monthly direct debit is setup to pay the balance of the finance. All finance agreements are provided by V12 Retail Finance and will include a full credit check after details have been taken.
Credit can be applied for Online or Instore. Instore finance will require the deposit to be paid by a debit or credit card held in name of the person applying for the finance.

*If a basket contains more than 50% at value of Special Offer items Finance from V12 will still be available but with the reduced option of 1 Year - 15.9% apr